Private Capital & Real Estate

Built by Investors.
Funded for Investors.

Fast capital, flexible terms, and a lender who actually understands your deal — from bridge loans to vacant land, we move when you need to move.

10–14 Day Close
Up to 90% LTC Available
TX Launching Now
No BS Underwriting

We're Investors.
Just Like You.

Braeden Collective was built out of frustration. Frustration with lenders who've never walked a distressed property, who kill deals with last-minute conditions, or who take six weeks to tell you no. We've been on the other side of that table — and we built this to fix it.

We're a small, focused team operating at the intersection of private money lending and vacant land acquisition. No bloated org chart. No loan committee dragging its feet. You work directly with decision-makers who understand ARV, cap rates, and why speed is the deal.

We're currently deploying capital across Texas and expanding fast. If you have a deal that makes sense, we want to hear about it — today.

Speed Is the Strategy

Most deals live and die on timeline. We underwrite fast, commit fast, and close fast — because slow money isn't real money.

Relationship Over Transaction

We want to be your go-to capital partner across every deal — not just a one-time vendor. Repeat borrowers get better terms. Period.

Common-Sense Underwriting

If the deal works, we find a way. We don't hide behind checklists. We look at the asset, the numbers, and the operator.

Competitive Terms, Always

We're private capital — not a bank — which means we price for the deal, not the spreadsheet. Expect rates and structures that make your numbers work.

Deals We Fund

Three core products built for the way real investors actually operate. No feature bloat. No loans we don't understand.

Product 01

Bridge Loans

Short-term capital to acquire and stabilize properties fast. Ideal for fix & flip and BRRRR operators who need to move on a deal before traditional financing can catch up.

Loan-to-Cost Up to 90% LTC
Loan-to-ARV Up to 75% ARV
Term 6–18 Months
Close Time 10–14 Business Days
Fix & Flip BRRRR Acquisition
Product 02

DSCR Loans

Qualify on the property's cash flow — not your tax returns. Built for rental operators building a portfolio without the bureaucracy of conventional lending.

Min. DSCR 1.0x+
Loan-to-Value Up to 80% LTV
Term 30-Year Available
Income Verification Rental Income Only
Long-Term Rental STR Portfolio
Product 03

Construction Loans

Ground-up construction financing for new build investors. Draws released on progress. Structured so you're not carrying dead weight between milestones.

Loan-to-Cost Up to 85% LTC
Loan-to-ARV Up to 70% ARV
Term 12–24 Months
Draws Milestone-Based
New Construction Spec Homes ADU

Have a deal on the table? Don't let it go cold. Submit it now and we'll give you a real answer — fast.

Submit Your Deal

We Buy &
Sell Land.

The second vertical of Braeden Collective is straightforward: we identify undervalued vacant land in targeted US markets, acquire it at the right basis, and move it efficiently to end buyers — developers, builders, and investors who know what to do with it.

No structures. No tenants. No surprises. Just clean dirt deals with strong margins and fast timelines.

We're actively acquiring in select markets. If you have land to sell or are looking for off-market parcels, reach out directly.

1

Market Targeting

We focus on high-demand growth corridors where land values are moving and builder appetite is strong.

2

Direct Acquisition

We work directly with sellers — no middlemen, clean closings, flexible terms when it serves the deal.

3

Strategic Disposition

We sell to qualified buyers fast. Our network of builders and developers means no sitting on inventory.

Let's Talk
Your Deal.

Whether you've got a loan scenario, a land play, or just want to get on our radar before your next deal — drop us a line. We respond fast.

Currently Lending In

Texas — Statewide
Expanding nationwide — ask about your market

Response Time

Same business day on all deal submissions.
We don't let good deals die waiting.

"We review every submission personally. If your deal has merit, you'll hear from us directly — not from an automated queue."